To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. As part of Earnins Cash Out Services, you may be offered the opportunity to participate in Max Boost. Any termination will result in a return of funds in accordance with law and closing of your Account and any Sub-Deposit Account opened specifically for you. to provide and deliver the Earnin Express Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the account transaction data and thereafter maintain and use data in connection with the operation of the Earnin Express Service; and. Privacy Policy. If you have opened an account with us and you wish to withdraw your consent to have Communications provided electronically, you must close your account by contacting support@earnin.com or using live chat with the Earnin team via the mobile app, and stop using the Sites and Services. Summary of Information We Collect Will return immediately. Palo Alto, CA 94306. Can anyone in the Earnin Community help me boost my Max? However, you must contact us directly in order to correct certain information, such as your email address. Earnin may collect this information through a payment processor that facilitates a transfer to a Earnin partner bank account, a partner bank or through a third-party secure access tool. Health Aid is for informational purposes only and does not guarantee any results. Earnin, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). Changes take effect immediately upon posting. Only funds from your Bank Account may be transferred to your Tip Yourself Account. Notwithstanding anything to the contrary in the Terms and Conditions or Privacy Policy, Activehours and its third party service providers will use transaction information solely as follows: We may share personal information about you as follows: We take reasonable measures, including firewall barriers, SSL encryption techniques, and authentication procedures, to help protect personal information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. Earnin respects the intellectual property of others and asks that you do the same. Nothing in this section shall be deemed to prevent us from disclosing information to a third party if required by law. Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. This has been a great help for me. (ii) the Content in and in connection with advertising, marketing and promoting Earnin, its products and services, or its sponsored events, in whole or in part, by any and all means, media, devices, processes and technology now or hereafter known or devised throughout the universe. Each member is expected to post their link and boost others who they see need a boost. In some circumstances, we may work with third parties to provide services on our Website. In some cases, we share aggregated and anonymized data with our employer partners. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Bank performs all account deposits and withdrawals. Cash Back Rewards We may use the information you provide to use Health Aid to speak to your medical provider, or their representatives, on your behalf to learn about opportunities to reduce your payment obligations. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. Generally, Balance Shield Cash Out will need be turned on manually after each Balance Shield Cash Out, however, setting a voluntary tip ($1.50-$14.50) triggers Earnin to automatically keep Balance Shield Cash Out on even after a Balance Shield Cash Out. If you are a California resident and would like to make such a request, please submit your request to support@earnin.com. By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to Activehours through the Service, you are licensing that content to Activehours solely for the purpose of providing the Service. YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and What will happen to my available earnings when I go outside the U.S? Questions or comments about this information may be submitted by mail to the address below or you can contact us. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with FiscalNote and/or other similar platforms (collectively the Advocacy Program). We may limit the total number Pay Outs that you may receive at any given time or over a period of time. Max Boost Reddit and its partners use cookies and similar technologies to provide you with a better experience. Activehours will not engage in any debt collection activities if the payout is not repaid on the scheduled date, place the payout as a debt with or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. For more information, see the Information from Third Parties Section. These login access credentials allow the third parties we work with to gain online access to the accounts you maintain with a third party financial institution and that you choose to designate for use in connection with Earnin Services (Bank Account). Reddit and its partners use cookies and similar technologies to provide you with a better experience. and our We reserve the right, at our discretion, to make changes to this Privacy Policy from time to time, so please review it frequently. All funds associated with your deposit account are held by Evolve Bank & Trust. You are not required to pay any fees or charges to use any of the Earnin Services. We may limit your Tip Yourself Account and your access to funds in it until such verification is completed. You understand and acknowledge that Earnin may modify the Content for formatting, navigational, integration or other purposes, but such modifications will not materially distort such Content. You will never be denied access to the Services on the basis of not tipping or the amount of any tip you choose to leave. This policy explains how Activehours treats your personal information when you use the Service. Service Specific Collection of Information: If you choose to share your contacts with Earnin, Earnin will, in accordance with your instructions, access and store your contacts information in order to identify connections and help you connect with them. you have the full right, power and authority to grant the rights described in these UGC Terms of Use; The Content was created by you or you own or control all rights in such Content, such that you have all necessary licenses, rights, consents and permissions to publish the Content and to grant the rights granted herein, including permission from all person(s) (including property and/or art of third parties) appearing in your Content; The exercise by Earnin of its rights under these UGC Terms of Use will not violate the rights of any third party or any applicable laws, rules or regulations, including, without limitation, consumer protection, privacy, copyright, trademark and trade laws; The Content does not contain any worms, viruses or other code deemed harmful to Earnin and Earnins users; Your statements are true and verifiable and reflect your actual experiences and beliefs. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. THE SITES, SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, INFORMATION, DATA, FEATURES, AND ALL CONTENT IS OFFERED AND MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Nevada State Bill 220. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. If you have questions or concerns regarding this statement, or if you have any questions or suggestions, please contactsupport@earnin.com. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. You agree to indemnify, defend and hold Earnin, its agents, suppliers, licensees, successors, or assigns, and/or its and their respective officers, directors, employees, contractors and agents (collectively, the "Indemnified Parties") harmless from and against any and all damages, liability, claims, actions, demands and costs (including, without limitation, reasonable attorneys fees and costs of settlement) arising out of any breach by you of these UGC Terms of Use. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. https://earnin .app. In order to allow you to use certain Services, we may be required to verify your identity. Activehours does not assume any responsibility for the timeliness, accuracy, deletion, non-delivery, or failure to store Account Information. 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