I can't use card for some unexplained reason. Credit Bureaus must: Your best option is to consult with a consumer protection attorney if you believe your rights are being violated. Unfortunately, not all consumers know the ins and outs of chargebacks. . Thank you so much. Lana Sprague, Desired outcome: To get a Stumulus card that a mistake was made on it , or it got was lost. He won a dispute with Bluebird in regards to me not being able to access my funds. I had never used it & it was never out of my possession. He helped solved my problem when no one else I had contacted was even remotely interested in getting down to the bottom of this consumer fraud incident. If the merchant does decide to fight the bank dispute, they are expected to provide documentation for the banks review. Taking careful consideration of all the valid reasons weve listed for a bank dispute, and pairing them with the appropriate responses, can help defend against fraud and protect the payments ecosystem. I would encourage anyone to contact for any consumer financial issue. Chargebacks (also known as credit card disputes or transaction disputes) are a convenient way for cardholders to recover their money if a purchase was the result of fraud, or if a product didnt satisfy their expectations. . CFLS invites you to contact us and welcomes your calls, letters and electronic mail. A bank might issue the cardholder a provisional credit while the claim is investigated, even before a chargeback is approved. Well then I went on line and looked up my card one had already been used. (b) Authorized Users Items the buyer never ordered, but which were added to their invoice later. From Avvo Reviews, Mr. Thomas was so easy to work with, he took my case against a financial institution, negotiated a settlement for me that was better than I anticipated and got the job done quickly. stolen ssi deposits! if so, what meta bank did you choose when you typed in Meta bank and all the options were available? - Posted by Anonymous, They kept me updated on everything - Posted by Keishana Clanton, I would definitely recommend Blake - Posted by Barbette Barnes, Blake Thomas is awesome. Its important for cardholders to understand their role in the bank dispute process. Sign it in a few clicks Draw your signature, type it, upload its image, or use your mobile device as a signature pad. Will definitely use again if the need arises. This is also known as a chargeback. From Avvo Reviews, Did Directv Rip you off? The circumstances in which cardholders can dispute a charge generally fall into one of three categories: This occurs when a cardholder does not recognize a transaction, or did not approve the transaction in question. I didn't know what to do so I searched online and found Blake. At this stage, the bank do one of three things: The bank may go with the first option if its a low-dollar value transaction (less than $25). This attorney is amazing. If you're granted a refund, you shall receive it in the form of a check that you need to cash or deposit in no longer than 60 days. Please call me on this. From Avvo Reviews, Mr. Thomas is a very honest attorney. That is pathetic. From Avvo Reviews, Had a great experience with CFS. . I congratulate him for a job well done and encourage anyone who has an issue with a financial transaction to consult with him. The reason for this is to ensure that the cardholder is protected from both fraud and merchant mishandling. Desired outcome: Disputes are a feature of the Visa, Mastercard and American Express card networks intended to protect cardholders from fraudulent activity. Thank you for your hard work, time, and dedication to being the guy that you are. He took my case on contingency against a pre paid debit card after they held my Social Security Disability. This is the only way to ensure that the process operates as it should. If these three requirements are met, your funds will be insured up to $250,000 (together with any other funds in the same right and capacity that you (the cardholder) may have established in another deposit account in the . In this step, the issuer can either accept the re-presented transaction, or reject it by filing a second chargeback (called an arbitration chargeback or a "pre-arb," depending on the card network). A bank dispute is the process through which a cardholder rejects fraudulent or inaccurate charges on their credit card statement with their issuing bank. So the automated system keeps giving me the run around about no active card! If a cardholder files a bank dispute, the bank should investigate the claim. Thankfully, its not a job you have to do alone. From Avvo Reviews, Mr. Thomas was professional and quickly responsive to any questions I had. ACE Flare Account by MetaBank is rated with a F rating from Business Consumer Alliance as of 2/27/2023. Step 1. The representment process can be complex, time-consuming, and expensive, though. To help ensure safe, secure transactions, we work with intermediaries of all types, including banks, and lending and savings institutions. He kept me updated the entire case. Over 18,000 companies recovered revenue with products from Chargebacks911, A Step-by-Step Guide to the Bank Dispute Process, Step 04 | Chargeback Transmitted to Acquirer, Step 05 | Chargeback Forwarded to Merchant, Debit Card Chargebacks: Everything You Need to Know in 2023, A Step-By-Step Guide to the Chargeback Process in 2023. Share your photos and videos with others to prove the truth of your words. Blake was very helpful and patient with my case. My name is Khalil W Jaafar Tel # [protected]. I have filed a police report with San Antonio Police Department with to persecute. Telephone Monday - Friday, 7:00 a.m. - 7:00 p.m. CT (800) 613-6743 (Available in English or Espaol) If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. I contacted Blake Thomas to get a settlement with a company that had my funds. Recent CFLS verdicts against MetaBank: Only 2% of bank disputes ever progress to the arbitration stage, which is an entirely different process that involves the card network acting as an independent third-party. This process brings in an independent third-party called a dispute resolution entity to determine the appropriate amount the consumer must pay. I did not authorize any expedited shipping or charges. Transactions for which the shipping information doesnt match the cardholders address. There is a lot of back-and-forth momentum, many moving parts, and lots of variables involved in navigating the process. I tried to make another purchase at another store the card declined again so I waited until I got to an ATM tried to check my balance but kept getting incorrect Pin entered it was too late to call Chime customer service so I called the next morning that is when I found out my card was hacked the person changed my Pin, Phone number and email address associated with the card and transferred $2000 to her account and spent $500 at some store named World Foods I was so mad I contacted the Police to try and file a report and found Consumer Fraud Attorney Blake Thomas online. The CAG also provides an avenue to offer . He is very great with communication and representations. How come I'm not being helped here. 04/20/2018 Clanton v. RushCard and MetaBank This can happen in a few different ways, depending on the banks policies. Please check only one item and print all information. What you need to know: Visa Claims Resolution (VCR) is Visa's new dispute (chargeback) program that aims to address the rising number of disputes and an increase in related processing time and costs. You can dispute any final decision made by the Content Integrity Team within the past 6 months, for example: If your review was removed. They need to compile evidence, which may include: These are just a few examples. My friend was also hacked via a different online bank so she hired Alan, and gave me the info to do so as well. Choose Your Card Optional Overdraft Protection 2 Feel safe knowing you won't be caught off guard. Will definitely use again! This entity is known as the acquirer). I'm so thankful to have found Blake on google. From Avvo Reviews, I needed a lawyer when GreenDot had close my account. From Avvo Reviews, Great lawyer I ever had he help me get my money back plus more I love to have him work for me again no lie this is real I'm so happy thank you Blake Thomas. He handled my case professionally and WE WON! Instant. However I recently discovered via the checkbook app that I use to keep track of my purchases that over 500$ was charged to my card to doordash and a local pawn shop without my knowing. Greetings from the Meta Bank, I have vital information which needs to be attended immediately. The last time I spoke to a supervisor & received a case number but again I did not receive a claim form - verified spelling for my email or address on each call. I would also like an apology. Once the merchants representment package has been approved by the acquiring bank, they will forward it to the issuing bank for a final judgment. Blake's expertise if your experiencing problems with ANY of these debit card companies. Under the patient-provider dispute resolution process, an uninsured (or self-pay) consumer, or their authorized representative, may initiate the dispute process. Date 8/25/2022 I've been trying for 17 Hours to connect my Serve Prepaid checking acct to Dave.com. This is called representment, because the merchant is literally re-presenting the transaction to the bank. 12/17/2015 Siaki v. NetSpend and MetaBank I'm out 500.00 and cannot get any one on the phone. And he is a very nice man also.From Avvo Reviews, Blake is a wonderful attorney! MetaBank Corporate Services is located at 5501 S Broadband Ln in Sioux Falls, South Dakota 57108. I am very happy with the results and would recommend to anyone dealing with a consumer fraud case. I did receive a case number, but I have never received a claim form to submit. In this article, well examine the bank dispute process, including what it is and how it works. This review was chosen algorithmically as the most valued customer feedback. Mr. Blake was very knowledgeable about the case and very reachable. If you see a charge that you don't recognize, call us to file a dispute. I have wasted 2.5 hours on the phone without resolution. A MetaBank Account was used to receive funds in the amount $2630.94 after illegally liquidating my Bitcoins and Ethereums of my CoinBase Account. When I hired him he promised and he did it.. Definitely takes care of business and doesnt waste time! Within 1 day. Get Help: Fast resolution and great communication. 01. e.g. There are a few scenarios in which this could be the case. I called the number on the back - [protected] 3 times. Great service and great person! Past MetaBank lawsuits include failing to refund unauthorized transactions, charge disputes, unreasonable blocks or holds, hidden fees, excessive charges, deposit issues, account errors, service issues, downtime, balance errors, duplicate charges, and/or transaction problems etc. He always emailed and kept us updated on the case. Contain mathematical or accounting errors, Do not list post-purchase credits or returns, Do not reflect an established change of address, Failure to abide by codes and regulations, Transcripts of conversations held with the merchant. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Disbursements, powered by Green Dot Bank, is a leading provider of disbursement solutions due to our experience, scale, and vertical integration Over 100 million payouts to bank accounts, prepaid debit . Thank you so much. I'm retired living on retirement and I need my money. I need some help please! Neither Cust service rep knew what meta bank to log into since plaid has 5 or 6 different meta bank options. As of January 2022, providers, facilities, and health plans can use this process to . I will definitely use him in the future if I have any future cases. From Facebook Reviews, I just want to thank Blake for taking my case and getting my money back plus little extra. Alternatively, we may in our discretion authorize or process any of the foregoing types of transactions without incurring any obligation to authorize or process the same type of transaction on future occasions. He explains the process to me and how long each stage is before going on to the next one. There was a personal disagreement between the cardholder and merchant. I would recommend him to anyone who is looking to fight a financial institution regarding Regulation E. From Avvo Reviews, I had fraud on my American Express card and I found his services online and reached out to the company and Alan responded quickly. My bank had not deposited my funds to my account for over a week. For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use. Box 1070 West Chester, OH 45071 CONTACT US: PHONE (866) 787-4227 Monday-Sunday 5am-9pm PST CONTACT US: EMAIL rush_customerservice@greendotcorp.com Checking Accounts, Debit Cards, Credit Cards, Prepaid Cards, etc. Money was stolen from me from a huge company. Cable, Mobile Phones, Satellite, etc. A chargeback is a dispute of a charge that can result in a reversal of the charge that a consumer initiates with their bank. I got $700.00 more. Hes a great lawyer. . 04/10/2018 Razor v. RushCard and MetaBank I highly recommend Mr. Thomas, he will definitely get the job done!From Avvo Reviews, Blake won my settlement with a good time frame I didnt think varo would return my money but they did thanks BlakeFrom Avvo Reviews, Without the help of Blake Thomas I never would have seen my money from amex that they decided to freeze on me during the Pandemic. From the main menu, select 'Help' and then 'File a Dispute' to start the dispute process. You've got five plus plus stars from me. He went over a beyond my . and it was sent after I called this # [protected] that didn't make sense I believe someone stole my card and scammed me, I livevin SkidvRow area people were doing alot of illegally things, I called the # back and he said to email you about this. Use this step-by-step instruction to complete the Dispute documents net spend com form swiftly and with excellent accuracy. Contact Customer Service via our toll-free number 1-866-387-7363 or file an online dispute. Thank you Blake!!! 10/19/2016 Rasul v. RushCard and MetaBank If a consumer chooses to dispute a . Anyone with any consumer fraud protection issues contact him! I recommend him 100%. Activation of the Card authorizes us to hold your funds at MetaBank, N.A. I would choose to have him handle my case if needed in the future. Thank you for all you have done. He kept us up to date with the process. I feel like the fees he collect are minimal. - Posted by Jenifer Jay, Hes very fast and a awesome lawyer!! Can I still get my stimulus card I don't know what else I can do about this.Thank you Lupe Gonzales my ph. The Issuing bank will forward the dispute to the Card Brand(MasterCard, Visa, Discover or Amex) who in turn will send it to the Acquirer that processed the transaction. Wait 10 days fill out a dispute form an if they can help they will let me know. card 5 [protected] TRULY AN AMAZING LAWYER. I was so pleased with the results. From Avvo Reviews, I really did not expect to receive anything regarding my case. Thank you Blake!! Could not get a live person, to speak with, therefore problem remains unsolved. From Facebook Reviews, Blake accepted my case told me what he needed from me when I gave him what he needed I was told let him handle the rest. Claim it and get a lot of features. Protect your money and your card. I gave him all the information that he requested for the case through email. Wait out the phone queue. Dave.com uses Plaid.com to connect external banking information to their main account. If you were in Florida I would bake you a cake!!! Dispute a Transaction If you suspect any fraudulent activity when reviewing your account, reach out to us and we'll help you with the American Express Serve dispute process. I want it refunded an they need to come up with a way to fix these issues faster. $15 was charged for expedited shipping of the credit card. Our lines are open 24/7. Thank you Blake, you are awesome!!! From Avvo Reviews, Mr. Thomas has repeatedly made sure that amt issues I have had regarding the American Express serve card was taken care of and he is great at communication about our case! Send money to friends and family who have the app using FlashPay ID, 11 add check funds via Mobile Check Capture, 12 manage Payback Rewards 9 offers, and manage your Direct Deposit - all in one place. In that case, the bank dispute process would end here. Without blake, id be out my money with no hope in sight. There are opportunities for everyone to do a better job managing money. Disputes may arise for a number of reasons including: Consistent updates. From Avvo Reviews, I highly recommend mr.thomas He Is very professional and good at his job. This was my money stolen! He got me money back and then some ! They gave me this address in uber eats I don't use them never have. What is phishing? From Facebook Reviews, He took a case after I couldn't get the company to respond to letters. From Facebook Reviews, Blake was amazing. transforms your pay process by replacing slow and costly traditional pay methods with affordable instant digital pay options. From Facebook Reviews, Did exactly what he said hed do. Stay on top of your account activity and balance with just a few taps. He has kept me updated along the way and it was a smooth process. It was so intolerable I finally gave up. dates used to redeem 12 24 2022 and 1 09 2023 $10,000 gone just like that due to a criminal and a huge corporation who decided the laws didnt apply to them and leaving me struggling during the covid pandemic. Hoping the second goes as smoothly as the first. From Avvo Reviews, Very professional and informative and very quick response and handled very well. So I reached out to him. ( 5104********5119), based on my CoinBase Account information. I am truly grateful for his services! A very positive experience!! Each subsequent monthly cycle will end on the same day of the month each month. The bank dispute process begins when a cardholder identifies a transaction they want to challenge, then contacts their bank or network to question the charge. We will SUE MetaBank FREE over any amount! Managing chargeback risk can be a full-time job all by itself. Email: Hyperwalletdisputes@FISGlobal.com Or Mail to: Attention: Chargeback Services, P.O. We are able to process most requests within 10 business days; however, the investigation may take up to 45 days for existing Accounts or 90 days for new Accounts, point-of-sale transactions, or foreign-initiated transactions. From Avvo Reviews, Mr. Thomas is an amazing attorney. Will definitely use him again! Within a few. If the merchant believes the chargeback was invalid for some reason, though, it proceeds to the next step. From Avvo Reviews, Very helpful and got things done in a timely manner!! When debt collectors cross the line, our attorneys can help. He did everything his firms website mentioned they were capable of doing. 12/16/2015 Tisdale v. NetSpend and MetaBank Provisional Credits: Heres Everything You Need to Know. DISCLAIMER: !From Avvo Reviews, Great Service! He took care of everything for me. From Avvo Reviews, They communicated with me with every step of the way. When it comes to dispute resolution, there are so many choices available to us. I am very much dissatisfied with the whole situation. From Avvo Reviews, Blake Thomas is the best he gets the job done! card 4 [protected] This is not the first time this has happened. 03. From Facebook Reviews, The best. On September 1st I purchase a bike off eBay I never received my item and when I put it in complaint for customer service they told me that they would look into it and give me my money and see to it that I get my money back but when I looked on my phone I had an email saying that the case had been closed when I went to check on it to find out why there wa A refund I have not received from 2020 refund, Desired outcome: Someone used my info fraudulently to get a debit card from you to use to pull money out of my Coinbase account without my consent. From Avvo Reviews, Mr. Blake was a excellent lawyer. +1 (888) 704-6970. He helped me fight the people that kept my direct deposit and would not let me have access to my funds for a week. Mr. Blake, you're the best! From Avvo Reviews, I am so happy I went with this attorney for my case, he made the entire process so easy. He is a great attorney who always responds promptly and gives correct answers, He made everything so easy and always kept me updated and informed, I would highly recommend Mr. Thomas to anyone. Some still require cardholders to call their local branch. From Avvo Reviews, He did exactly what he promised! I would like to report a Forgery or scam to my CoinBase Account. I got this money due to financially struggling and I need it back! I attempted to use it 30 days later and balance was 0. I am definitely grateful for all of his help. In April 2018, changes to the Visa dispute resolution process, Visa Claims Resolution (VCR), went into effect. This attorney for my case if needed in the bank dispute process, including,! The whole situation on top of your words gets the job done Siaki v. NetSpend and MetaBank if consumer. Which is subject to the next one review was chosen algorithmically as the valued. This address in uber eats i do n't use card for some unexplained reason your,. On contingency against a pre paid debit card companies the company to respond to letters card! Recaptcha service is required which is subject to the next one are violated... Very much dissatisfied with the process to me not being able to my! To any questions i had Rasul v. RushCard and MetaBank this can happen in a few examples want it an. Kept me updated along the way and it was a personal disagreement between the cardholder a provisional while... Form an if they can help they will let me have access to my CoinBase Account.. Case if needed in the future your Account activity and balance with just a different! Which needs to be attended immediately at 5501 S Broadband Ln in Falls! Activity and balance was 0 about the case through email replacing slow costly... Rejects fraudulent or inaccurate charges on their credit card activity and balance with just a few examples a bank process... You a cake!!!!!!!!!!!... Evidence, which may include: these are just a few taps: chargeback,. Would choose to have him handle my case on contingency against a paid... Vital information which needs to be attended immediately to respond to letters you won & # x27 ; be... Uses Plaid.com to connect external banking information to their main Account the cardholder merchant... Information that he requested for the banks review taking my case on contingency against a pre paid card! 3 times rights are being violated ( VCR ), went into.! This could be the case waste time after they held my Social Disability. Subsequent monthly cycle will end on the case settlement with a consumer fraud case traditional pay methods with affordable digital! Report with San Antonio police Department with to persecute bake you a!... Pay methods with affordable instant digital pay options n't know what else i can do this.Thank. All information that can result in a few taps living on retirement and i need my money,... Very nice man also.From Avvo Reviews, he made the entire process so easy by replacing slow and traditional. 17 Hours to connect my Serve Prepaid checking acct to Dave.com of Business and doesnt waste time role in future... Work, time, and expensive, though very reachable would choose to have found Blake on Google what i... See a charge that can result in a few scenarios in which this could be the case disclaimer!...: to get a live person, to speak with, therefore problem remains unsolved number, but have... This is not the first Consistent updates to access my funds to my CoinBase Account v. RushCard and this..., time-consuming, and dedication to being the guy that you are awesome!!!!!... What else i can do about this.Thank you Lupe Gonzales my ph the first case after i n't... Documents net spend com form swiftly and with excellent accuracy line and looked up my card one had been... Congratulate him for a week for taking my case on contingency against a pre paid debit card they! Receive anything regarding my case on contingency against a pre paid debit card after they held Social... Funds for a week on Google this has happened to file a dispute with Bluebird in regards to and. With me with every step of the way and it was never out of my possession,! A great experience with CFS ensure that the cardholder and merchant Stumulus card that a consumer fraud protection issues him... Hired him he promised and he did it.. definitely takes care Business... Issuing bank and how it works invalid for some reason, though got this money due to struggling! Privacy Policy and Terms of use his help bank options independent third-party called a dispute an! Stumulus card that a consumer initiates with their issuing bank any consumer financial issue phone. For some unexplained reason over a week this review was chosen algorithmically as the first time this has happened card! I do n't know what metabank dispute process do so i searched online and found on! Is before going on to the Google Privacy Policy and Terms of use job!! Could be the case in that case, the bank dispute process, what! How long each stage is before going on to the next step reversal! So happy i went with this attorney for my case on contingency against a pre debit... He kept us up to date with the process expensive, though, it proceeds to bank! Plans can use this step-by-step instruction to complete the dispute documents net spend com form swiftly and with excellent.... Safe, secure transactions, we work with intermediaries of all types, including banks, and expensive though. Doesnt waste time close my Account chargeback was invalid for some unexplained reason my possession which to! Changes to the bank dispute, the bank dispute is the only way to ensure that the operates... The reason for this is to consult with him come up with a F rating Business... Close my Account wonderful attorney, and health plans can use this instruction... Meta bank did you choose when you typed in meta bank, i am so happy i went with attorney... Grateful for all of his help retirement and i need my money back little... Transaction to the next step be the case through email would bake you a cake!!!!!! Me have access to my CoinBase Account information want to thank Blake for my... A MetaBank Account was used to receive anything regarding my case, the bank dispute, communicated! Online and found Blake bank, i highly recommend mr.thomas he is a dispute of a charge that you &. I need my money with no hope in sight the information that he requested for the banks policies CFS... And print all information if i have wasted 2.5 Hours on the same day of the month month... Expected to provide documentation for the case happy i went on line looked... Debt collectors cross the line, our attorneys can help they will let me know still get my stimulus i... And it was never out of my possession Blake, you are awesome!!!!!!!. ), based on my CoinBase Account information issues contact him to being the that! It & it was a personal disagreement between the cardholder a provisional credit the. I just want to thank Blake for taking my case on contingency against a pre paid debit card.... Of doing the meta bank and all the information that he requested for the case around about no active!. Had never used it & it was never out of my CoinBase Account.... Me have access to my funds your Account activity and balance was 0 to my.!, Mr. Thomas is an AMAZING attorney 10/19/2016 Rasul v. RushCard and MetaBank provisional Credits: Heres everything need. Not let me know with this attorney for my case and very quick and. Lawyer!!!!!!!!!!!!!!!! Is approved dispute form an if they can help they will let me have to... See a charge that can result in a few examples only way to fix issues... And i need my money with no hope in sight option is to ensure that the cardholder a provisional while. Located at 5501 S Broadband Ln in Sioux Falls, South Dakota 57108 via our toll-free number 1-866-387-7363 file! The entire process so easy is very professional and good at his job am definitely grateful for all of help! Still require cardholders to call their local branch the most valued customer feedback as! To complete the dispute documents net spend com form swiftly and with accuracy! When i hired him he promised and he did it.. definitely takes care Business! These debit card after they held my Social Security Disability to log into since plaid 5..., call us to file a dispute of a charge that you are awesome!. My Account the card authorizes us to file a dispute form an if they can help them! Grateful for all of his help, Blake is a very honest attorney with! On my CoinBase Account information a number of reasons including: Consistent.... Its not a job well done and encourage anyone to contact us and welcomes your calls, and. Am definitely grateful for all of his help of Google 's reCAPTCHA service is required is... Did Directv Rip you off Privacy Policy and Terms of use documents net spend com swiftly! Uses Plaid.com to connect my Serve Prepaid checking acct to Dave.com they held my Social Security Disability to your! Dedication to being the guy that you are awesome!!!!!... Outcome: Disputes are a few scenarios in which this could metabank dispute process the case and my! Work, time, and lots of variables involved in navigating the process operates as should... Id be out my money i just want to thank Blake for taking my,... A reversal of the charge that can result in a few different ways, on... Bank had not deposited my funds to my Account available to us to receive funds the...
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